Sayf M D Younus's scientific contributions

Citations

... it more expensive in Comparison of traditional mode of banking (Khalifa and Shen 2008;Wang et al. 2006). Consumer believe price and quality goes hand with hand, to attract the customer and to gain competitive advantage banks providing their services online at low cost (Khan et al. 2022) and when the consumer feels that have to incurred a additional cost for using online banking services, then they refuse to adopt and use it (Aliyu et al. 2012;Sandhu and Arora 2022). Inverse association found between perceived price and behavioural intention (Luarn and Lin 2005;Prakosa and Sumantika 2021). ...