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| Attitudes toward the overindebted for each dimension in both groups of participants (1-Completely disagree, 5-Completely agree; bars indicate standard error).

| Attitudes toward the overindebted for each dimension in both groups of participants (1-Completely disagree, 5-Completely agree; bars indicate standard error).

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In order to better understand how the problem of overindebtedness is perceived from a laypeople standpoint, Study 1 inquired both overindebted and non-overindebted consumers on the perceived causes of and attitudes toward the overindebted. Situational and dispositional factors were perceived to have similar impact as causes of overindebtedness, but...

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